Commercial Finance

Every business is different and at IFG we celebrate that. We work with you to create the best solution to your needs to help you grow your business and help you succeed. Whether you’ve hit a rough patch, need a short loan to get you through a tough time, or you want quick expansion, we can find the best solution for you.

Plant and Equipment Finance

Equipment finance is becoming an increasingly essential tool for rural businesses looking to make the best of their available resources. IFG Equipment Finance offer competitive and potentially tax effective ways of financing essential farm plant, business vehicles and equipment.

These finance products allow you to take advantage of rapid advances in machinery and efficiencies offered by the latest technology, whilst minimising the impact on your farm’s cash flow. Available across a broad range of plant and equipment used in agricultural related enterprises, including:

  • Tractors, harvesters, on-farm storage/silos, haymaking/silage, swathing, spraying, irrigation, seeding and tillage equipment
  • Compaction units, boll buggies and haul-out equipment
  • Business vehicles, ATV's, 4WDs, trucks, earthmoving and material handling equipment
  • Milk vats, dairy equipment, automatic feed units and grain storage bins
  • Fruit picking and grading equipment, spraying units and spreaders
  • Grape harvesters, spraying equipment and processing equipment associated with viticulture
  • Quality used plant and equipment, subject to age limitations

For equipment purchases of $100,000 or more, the ability to lock in your interest rate for up to 3 months in advance of equipment delivery is available for approved applicants.

Before you apply please have the following details handy:
  • Your driver’s licence
  • Your home, work and mobile phone number
  • Details of the entity that will borrow or lease the funds (ABN, Date of Incorporation, Registered Address etc.)
  • Your financial details - Profit & Loss Statements, Balance Sheet, Tax Returns, BAS Returns
  • Details of your current & previous credit
  • Accountant's details – name of firm, contact person and phone number
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Debtor Finance and Factoring

When running a business, at IFG we understand that it’s difficult to be all things to all people. Chasing unpaid invoices can be time consuming and frustrating. With IFG Debtor Finance and factoring, we take the time pressures off by offering up to 85% of your unpaid invoices taking the pressure of your time and your cash flow.

  • Improve cash flow fast, with access up to 85% of what you are owed from customers within 24 hours
  • Save time and money with an efficient and cost effective accounts receivable service
  • No real estate security required so you don't need to risk personal property
  • No real estate security required so you don't need to risk personal property • Funding limits grow in line with your sales, so you have cash when you need it to take advantage of opportunities
  • 24/7 access to your accounts via our secure online client portal
  • Protect your business from the risk of bad debt with Bad Debt Protection
Before you apply please have the following details handy:
  • Your driver’s licence
  • Your home, work and mobile phone number
  • Details of the entity that will borrow or lease the funds (ABN, Date of Incorporation, Registered Address etc.)
  • Your financial details - Profit & Loss Statements, Balance Sheet, Tax Returns, BAS Returns
  • Details of your current & previous credit
  • Accountant's details – name of firm, contact person and phone number
APPLY NOW